But sometimes in order to save a bit of cash, you need to spend a bit of cash. I suppose this is why insurance was invented. Imagine if you got landed with a big bill for something unexpected like, I dunno, a tree fell on your roof or something. Now, had you not been insured - how you'd wish you'd made those smaller payments in order not to have to make that big payment for the roof man to come and make everything alright again.
So, when you're having a look at your finances, it's often best not just to think in terms of what you have and how it's managed - it's also a good idea to think about what you don't have and could be in need of. It could be a savings account or an insurance policy. of course if you're lucky enough to have a financial advisor then he or she would probably point out to you what needs to be done in terms of getting new financial products. For the rest of us though, it requires a bit of effort and concentration - but it can pay off.
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